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slightly over half of the cardinals who will elect his successor. but benedict xvi, or joseph ratzinger as he will begin on february 28, is too much of a respecter of the process to try to interfere with it. he is really going to disappear. you're not going to see him for a considerable length of time, that's how he wants it and that's how it ought to be. >> let me talk about cardinal timothy dolan, the religious new service calls him today the chris christie of the college of cardinals, a man who's a plus sized purlet who makes jokes about his weight. he said in terms of baseball, i am going to be pro choice. is it possible for them to choose an american pope? would it be good for the church to choose an american pope? >> reporter: if the cardinals decide that cardinal dolan is the man who can do what i just said to crystal, put a forward looking faith on the church's offer of disciple ship, i think he will be the man chosen. i think the old taboo about a superpower pope being off the table is really no longer in play. that had something to do with the cold war, obviously. but it also
knew benedict when benedict was joseph ratzinger. >> he could work with a real crowd and with his experience in theater and poetry and everything, he would really reach people like that. >> widmer, an author who teaches at catholic university, says as a swiss guard you never spoke to a pope or cardinal unless he addressed you first but he and benedict would chat when benedict was waiting to see pope john paul. >> completely open. >> reporter: what was he like to talk to? >> very -- he would ask me what my interests were and how i felt and how i saw things. >> reporter: and with a sense of humor, like when benedict offered to sign widmer's copy of a book that he written which was pretty thick. >> when i gave it to him he said, you're really reading this? and i said, i'm trying. he said, it helps to do it in small steps. >> reporter: but he also had a personal crisis as a guard, spending his first christmas away from home. john paul helped him through that. >> i sort of had a meltdown and right at that moment he comes out of his apartment and he noticed and he reached out to me and
, after eight years, formal cardinal joseph rat ratzinger retires as pop. as we continue to see what the conclave will do as we search for his successor as the entire world watches what is happening with him. >>> got some breaking news out of the new york fed. a hard right turn here to steve liesman. >> why does this always happen to me, carl? >> hard to follow the pope, my man. >> exactly. let me do my best. the new york fed reporting that total consumer indebtedness rising a scant 3% to 11.3 trillion. housing debt was flat. it was a small gain but the first gain we've seen since the first quarter of 2011, that was thought to be a bit of a statistical anomaly. so maybe this is the first real gain. let me show you what rose. auto loans up 15 billion. credit cards up 5 billion. the perennial student loans up 10 billion and they have been rising quite a bit. delinquencies are quite high. all delinquencies declined except for student loans and they were up almost 12% and probably because of a whole bunch of different reasons, carl, they could be twice as high as that. carl, back to you.
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